Term Loan (MSME)
Empowering small and medium businesses to grow
Sant Sopankaka Co-Op. Bank Ltd. offers Term Loans to Micro, Small & Medium Enterprises (MSME) with priority sector rates starting from 10.50% p.a. to help businesses expand, purchase equipment, and meet working capital needs.
Business Expansion
Fund your business growth, new machinery, or expansion plans with ease.
Udyam Registration Benefits
Special priority sector rates for MSME-registered businesses with Udyam certificate.
High Loan Amount
Secured MSME loans available up to ₹5 Crore for eligible businesses.
Flexible Repayment
Repayment tenure of up to 84 Months for secured business loans.
Unsecured Options
Unsecured MSME loans available up to ₹5 Lakhs for smaller needs.
Working Capital
Meet your day-to-day business operational expenses with working capital support.
MSME Loan Interest Rates
Subject to change as per RBI directives. Contact your nearest branch for current rates.
| Loan Type | Security | Max Amt (Lakh) | Priority | Weaker | Max Period |
|---|---|---|---|---|---|
| Term Loan (MSME) – Unsecured | Unsecured | 5.00 | 13.50% | 13.25% | 60 Months |
| Term Loan (MSME) – Secured | Secured | 25.00–500.00 | 11.50–11.75% | 10.50–11.00% | 84 Months |
| Term Loan (Business – Unsecured) | Unsecured | 5.00 | 13.75% | – | 60 Months |
| Term Loan (Business – Secured) | Secured | 5.00–500.00 | 11.15–11.60% | – | 120–180 Months |
* Rates are indicative and subject to change. Contact your nearest branch for current and final rates.
MSME Loan EMI Calculator
Your Amortization Details
| Year/Month | Principal (A) | Interest (B) | Balance |
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Disclaimer: The calculator provides estimated EMI; actual figures will be as per RBI guideline.
Apply for an MSME Loan
Fuel your business growth with our MSME financing. Submit your enquiry below and our representative will contact you.
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