1. Introduction

Welcome to Sant Sopankaka Sahakari Bank Ltd., Saswad ("Bank"). These Terms and Conditions govern your use of our website, digital platforms, and online banking services. By accessing or using our website, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our website.

2. Use of Website

2.1 Accuracy of Information: While we strive to ensure that the information on this website is accurate and up-to-date, the Bank makes no warranties or representations regarding the accuracy, completeness, or reliability of any information provided.

2.2 Service Availability: The Bank reserves the right to modify, suspend, or discontinue any aspect of its website or digital services at any time without prior notice.

2.3 Prohibited Activities: Users shall not use this website for any unlawful purpose, to transmit malware or viruses, or to attempt unauthorized access to the Bank's systems or other users' accounts.

3. Products and Services

3.1 General Information: The deposit rates, loan interest rates, fees, and service charges displayed on this website are for informational purposes only and are subject to change without prior notice at the discretion of the Bank's management and in accordance with RBI guidelines.

3.2 Application Approval: Submission of an inquiry or application through this website does not guarantee the approval of any loan, account opening, or service. All applications are subject to the Bank's standard verification, credit appraisal, and KYC (Know Your Customer) processes.

4. Intellectual Property

All content, logos, graphics, text, and design elements on this website are the property of Sant Sopankaka Sahakari Bank Ltd. and are protected by applicable copyright and trademark laws. Unauthorized reproduction, modification, or distribution of this content is strictly prohibited.

5. Third-Party Links

This website may contain links to external third-party websites (e.g., RBI, Income Tax Department) for your convenience. The Bank does not endorse, control, or take responsibility for the content, privacy policies, or security practices of these external sites. Clicking on these links is at your own risk.

6. Limitation of Liability

The Bank, its directors, employees, or agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, or use of, this website.

This includes, but is not limited to, damages relating to loss of data, loss of profit, service interruptions, or any damage caused by viruses or other malicious software that may infect your computer equipment.

7. Privacy and Data Security

Your use of this website is also governed by our Privacy Policy. By using the site, you consent to the collection and use of your data as outlined in that policy, which includes our commitment to keeping your financial information secure.

8. Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of India. Any disputes arising in connection with these terms or your use of the website shall be subject to the exclusive jurisdiction of the competent courts located in Pune, Maharashtra.